PMP certification: Your 2026 Comprehensive Guide to Project Management Professionalism in Saudi Arabia

目次

Wondering what PMP certification is and how it opens the doors to Vision 2030?

With the tremendous acceleration of projects in Saudi Arabia, you may have heard the term "PMP certification" a lot and wondered: "Is it really necessary for my career?" You may be confused about the complex requirements, the overall cost, or exactly how to start the journey to get it, and whether this investment is worth it in the Saudi labor market.

If you're looking to get promoted, increase your salary, or reserve your seat in megaprojects like NEOM and Qiddiya, this guide is your answer. We'll take you step by step, providing you with everything you need: From the exact requirements and costs of the test, to effective study strategies and the secrets to success on the first try. By the end of this article, you'll have a clear roadmap for achieving this important career milestone.

PMP certification: Your 2026 Comprehensive Guide to Project Management Professionalism in Saudi Arabia

In the midst of an unprecedented economic and urban renaissance in the Kingdom of Saudi Arabia, and with the accelerated pace of work on mega projects that are shaping the future, a fundamental question arises for professionals and aspiring professionals: How can I be an active part of this movement, and even lead it? The answer lies in acquiring a unified global language to manage these projects, and this language is PMP (Project Management Professional) certification.

If you're looking to establish yourself as a professional project leader in the Saudi market, or looking to increase your career opportunities and income, this comprehensive guide to 2026 is your roadmap. We'll cover everything you need to know, from the requirements and conditions, to the costs and steps to obtain this prestigious certification, and how it makes you the first choice in Vision 2030.

What is PMP certification and why is it the "most important" in your career in Saudi Arabia?

Before we dive into the details, it's essential to understand the true value of the PMP certification. It's not just an addition to your resume, it's a testament to your competence and experience in leading projects to success. In a competitive market like Saudi Arabia, PMP has become a hallmark that distinguishes a true professional from others, and serves as a "passport" for major companies and government projects.

PMP (Project Management Professional) and PMI Certification Definition

Certificate PMP (Project Management Professional) is the world's first and most sought-after professional credential in the field of project management. It is issued by Project Management Institute (PMI - Project Management Institute)a global non-profit organization that sets standards, conducts research, and provides resources to advance the project management profession.

Having a PMP certification proves that you have:

  • Work experience: I have led and directed projects in a real business environment.
  • Theoretical knowledge: You understand and master global project management methodologies, tools, and standards (such as the PMBOK Guide).
  • Behavioral competence: You have the leadership and communication skills needed to manage teams and resolve conflicts.

It's a certification that recognizes you as an expert in the field, capable of managing the "golden triangle" of projects: Scope, Time, and Costwhile achieving the highest levels of quality and stakeholder satisfaction.

How does PMP certification open doors to Vision 2030 and NEOM projects?

The Kingdom of Saudi Arabia is undergoing a historic transformation under the leadership of Vision 2030. This vision is not about ordinary projects, but about "giga-projects" such as NEOM, The Line, Red Sea Project, Qiddiya, and Diriyah Gate. These projects are characterized by immense complexity, budgets of billions of riyals, and multicultural international teams.

This is where PMP comes in. To manage this level of complexity, companies and government agencies need a common language and standards. PMP certification is that language.

  • Standardization of methodologies: Ensure that all project managers speak the same terminology and follow the same globally recognized processes.
  • Risk management: It prepares you to identify and manage the complex risks associated with these large-scale projects.
  • Functional requirement: PMP certification has become Minimum Requirement In most of the leadership positions in these projects, you won't find an ad for "Senior Project Manager" or "Program Manager" in these organizations. You won't find a job ad for "Senior Project Manager" or "Program Manager" in these organizations that doesn't list PMP as a preferential or mandatory requirement.

Simply put, a PMP sends a clear message to employers: "I'm ready to manage your major projects according to global best practices."

The impact of PMP certification on your salary and career opportunities in the Saudi market

Beyond professional prestige, the direct impact of PMP certification is seen in two aspects: Salary and opportunities.

  1. Salary increase: According to PMI's regular Earning Power Survey reports, PMPs earn significantly higher salaries than their non-certified counterparts. In the Gulf region and Saudi Arabia, this increase can be as much as 20% – 30% Or more. It's a financial investment that pays for itself very quickly.
  2. Career opportunities: in the current Saudi market. Demand for certified project managers outstrips supply Much. This gives you:
    • Negotiating power: You are not a job seeker, you are a "talent" that companies are competing for.
    • Priority hiring: When all else being equal, a resume with the PMP logo will always come out on top.
    • Fast upgrade: It opens doors to higher positions such as Senior Project Manager, Program Manager, or even Director of PMO.

Companies in Saudi Arabia, from construction and engineering to IT, banking and consulting, recognize that hiring PMP holders reduces the risk of project failure and increases execution efficiency.

PMP 2026 certification requirements: Are you eligible to apply?

Before you begin your journey, you need to make sure you meet PMI's rigorous requirements. This rigor is what maintains the value of the certification globally. There are two main application paths:

Track I: PMP requirements for bachelor's degree holders

This is the most common path for professionals in Saudi Arabia. If you have a university degree (Bachelor's degree or equivalent 4-year degree), you need to:

  • University degree: Bachelor's degree or international equivalent.
  • Experience in project management: 36 months (3 years) Minimum experience in leading and directing projects. Importantly, this experience should be "Non-overlapping.
  • Specialized training: 35 hours of formal training in project management (defined as 35 Contact Hours).

Second track: PMP requirements for those with a diploma or high school diploma

If you don't have a bachelor's degree, but have a high school diploma or Associate's Degree, you can still apply, but with higher experience requirements:

  • High school diploma: High school diploma or diploma.
  • Experience in project management: 60 months (5 years) Minimum experience in leading and directing projects (also "non-overlapping").
  • Specialized training: 35 hours of formal training in project management (same requirement as the first track).

What are the 35 required "training contact hours" and how do you document them?

The 35 hours of training is a mandatory requirement for both tracks. This is not just any course, it must be a Specializing in project management Covers the knowledge and practices defined by PMI.

How do you get and document it?

  • Authorized Training Partners (ATP): The surest and most reliable way is to take the course through PMI Authorized Training Partner - ATP. These centers are officially licensed to deliver the training material prepared by the institute and ensure that you cover everything that is required for the exam.
  • Other cycles: Courses from other universities or training centers can be accepted, but they must prove that they have covered all aspects of project management (scope, time, cost, risk, quality, etc.).
  • Documentation: Upon completion of the course, you will receive "Certificate of Completion Include the name of the course, the center, the date of the course, and the number of hours (35 hours or more). You should keep this certificate well, as you will need it in case your file is selected for an audit.

[Checklist's predecessor: "Am I eligible to apply for PMP?"]

Use this quick checklist to determine your position:

  1. Scientific qualification:
    • [ ] Yes, I have a bachelor's degree (or higher).
    • [ ] No, I have a high school degree or diploma.
  2. Work experience (choose one based on your answer to question 1):
    • [ ] (for those with a Bachelor's degree): Yes, I have at least 3 years (36 months) of project leadership experience.
    • [ ] (for high school/diploma holders): Yes, I have at least 5 years (60 months) of project leadership experience.
  3. Formal training:
    • [ ] Yes, I have completed 35 hours of specialized project management training from an accredited organization.

Result: If you answered "yes" to Question 1 (or its alternative), Question 2 (appropriate to your qualification), and Question 3, you Ready and Fully Qualified to start filling out the PMP certification application form.

Your journey to PMP certification: Step-by-step application and testing guide

Once you're sure you meet the requirements, the actual journey begins. The process may seem complicated, but we'll break it down for you into 4 straightforward steps.

Step 1: Fill out the PMP application form on the PMI website (detailed explanation)

It all starts on the official website PMI.org.

  1. Create an account: Create a free account on the Institute's website.
  2. Start ordering: Start filling out the PMP certification online application form. You have 90 days to complete and save it before sending it.
  3. Fill in the data: You will enter your personal information, your educational qualifications, and the details of your course (35 hours).
  4. The most important part: Documenting the experience: This is the part that requires the most precision. For every project you've worked on, you'll need to:
    • Project name, start and end dates, and employer's name.
    • Project description: A 200-500 word summary describing the goals of the project, your role and responsibilities, and the results you achieved.
    • Professional advice: Write these descriptions in a Word file first. Use Official PMI Terminology (e.g. "I developed the project charter", "I managed the risk register", "I developed the work breakdown structure (WBS)").
    • Distribution of hours: You will distribute your experience hours in this project across the three areas (People, Processes, and Work Environment).

After completing all sections, review them thoroughly and click "Submit". PMI will review your application within 5-10 business days.

Step 2: Prepare for and pass the PMI Audit

After submitting your application, there is a chance (said to be about 10-15%) that you will be randomly selected to "PMI Audit.

  • Don't panic: This is not an accusation, but a routine procedure to ensure the quality and credibility of certificate holders.
  • What will they order? You will receive an email asking you to send copies of:
    1. Your university degree (or high school diploma).
    2. Certificate of completion of the course (35 hours).
    3. Signatures from your references: This is the most important. You will be asked to print out a form for each project you mentioned, and send it to your line manager or the client you mentioned as a reference to sign, proving that the information you provided is correct.
  • How to succeed:
    • Be Honest 100% In your order.
    • Connect with your references (your former managers) Before Let them know that you are applying for the certification and the institute may need to contact them.
    • You have 90 days Send all required documents by mail (or electronically as per the new guidelines). Once received, they are quickly reviewed and your application is approved.

Step 3: Pay the PMP fee and book the exam (at the center or online)

Once you have been approved (either directly or after an audit), you will receive an email congratulating you and asking you to Paying the test fee. You have Full year (12 months) from the date of approval to take the test (and you can repeat it twice during this year if necessary).

After payment, you will receive an Eligibility ID, which you will use to book your appointment through our global testing partner Pearson VUE.

You have two options for taking the test in Saudi Arabia:

  1. In-person test (at an authorized center):
    • Feature: Customized environment for testing, quiet, no worries about internet outages.
    • Centers are available in major cities such as Riyadh, Jeddah, and Dammam/Khobar.
  2. Online Proctored:
    • Advantage: The convenience of your home or office.
    • Warning: Requires stable high-speed internet, a quiet and completely sealed room, and a completely clean desk. The proctor will monitor you via camera and microphone for the entire 4 hours, and any infraction (such as someone entering the room or looking away from the screen) may result in your test being canceled.

Step 4: Best PMP Exam Study Resources (PMBOK Guide 7th Edition)

Success in the PMP requires a smart study strategy, not just memorization. The modern exam relies heavily on Situational Questions that measure your judgment as a project manager.

Your most important sources are:

  1. Course material (ATP): The 35 hours of material you received from the accredited training center is the cornerstone, as it is tailored specifically for the exam.
  2. PMBOK Guide (7th edition): This is the official guide from PMI. The seventh edition focuses on 12 principles project management and 8 performance areas. It must be deeply understood.
  3. Agile Practice Guide: You can't succeed without this guide! About 50% from exam questions It's based on Agile and Hybrid methodologies. This little guide (also published by PMI) is your key to understanding this part.
  4. Test Content Outline (ECO): This is the "real blueprint" of the test, and it determines the proportion of questions from each domain (explained later).
  5. Exam Simulators: This is the most important ingredient for success. You should practice solving hundreds (even thousands) of questions that simulate the real exam environment. Find reliable simulators (such as TIA, PrepCast, or those offered by your training center) and aim to get 75-80% consistently before booking your exam.

PMP 2026 exam: Cost, Content, and Secrets to Success

Now let's talk about the two most important questions: How much will this investment cost me, and what's inside the exam room?

How much does PMP certification cost? (including membership, testing and retesting)

The cost is an investment in your future. Fees are paid in U.S. dollars (USD) directly to PMI.

  • PMI Membership:
    • Cost: 139 dollars ($129 annual fee + $10 one-time registration fee).
    • Is it mandatory? No, but it is Highly recommended. Why? Because it gives you a big discount on the exam, plus a free download of the PDF versions of the PMBOK and Agile manuals.
  • Test fees (for the first time):
    • For PMI members: 405 USD (about SAR 1520).
    • For non-members: 555 USD (about 2080 SAR).
    • Conclusion: If you become a member (139$) and pay the test fee (405$), the total is 544$. This is cheaper from paying the non-member fee (555$), and you get the membership and all its benefits for a year!
  • Retest fees (if you don't pass):
    • For PMI members: 275 USD (about SAR 1030).
    • For non-members: 375 USD (about SAR 1400).
  • Cost of the course (35 hours):
    • This cost is variable and depends on the center you choose in Saudi Arabia. Prices in Riyadh or Jeddah can range from SAR 2,000 to SAR 10,000Depending on the reputation of the center and whether the training is in-person or online.

New PMP exam content: Focus on (People, Processes, Environment)

The PMP exam has changed drastically. It is no longer based solely on the "49 processes" of PMBOK 6. The current exam (based on the ECO test content outline) is divided into three main areas:

  1. The first area: People - 42% questions:
    • This area focuses on Soft Skills and your leadership of the team.
    • It includes topics such as: Conflict managementEffective team building, team motivation, negotiation, and developing emotional intelligence.
  2. Domain II: Process - 50% Questions:
    • This is the "technical" side of project management.
    • It includes topics such as: Risk managementBudgeting and scheduling, scope management, quality assurance, and procurement planning.
  3. Third area: Business Environment - 8% questions:
    • This area connects your project to the overall strategy of the organization.
    • Includes topics such as: Warranty Benefits RealizationOrganizational Change Management, and Compliance.

Most importantly: About 50% Questions It will be about methodologies Agile and Hybridand other 50%'s about methodologies Predictive / Waterfall. You must master both.

Golden tips to pass the PMP exam on the first try

The test is hard (230 minutes, 180 questions), but not impossible. Here are our top 5 tips:

  1. Adopt The PMI Mindset: Don't answer questions based on "what we do in our company". Answer based on "what PMI says is the ideal behavior of a project manager." A project manager in the PMI world is someone who is proactive, communicates, analyzes, and doesn't avoid or escalate issues immediately.
  2. Understand, Don't Memorize: The exam measures deep understanding. It won't ask you, "What are the inputs to X process?", it will give you a scenario and ask you, "What is the best action for the project manager to take now?"
  3. Master the test simulators: We repeated it and will repeat it. Solve at least 1000-1500 simulation questions. Review your wrong answers and correct To know "why" this is the best option.
  4. Time management is key: You have about 76 seconds per question. Don't waste time on one question. Flag it and move on to the next one. There are two 10-minute breaks.
  5. Read the Agile Practice Guide at least twice: Most people who fail the exam do so because they are weak on Agile questions. This guide is your treasure.

Comparison: PMP vs. CAPM and Prince2 in the Saudi market

PMP is the most popular certification, but it's not the only one. How does it compare to other certifications and, more importantly, which one is in demand in Saudi Arabia?

PMP or CAPM? The right project management certification for your level of experience

  • CAPM (Certified Associate in Project Management) certification:
    • Also known as "Junior PMP" or entry-level certification. Also issued by PMI.
    • Target audience: Recent graduates, project team members, or professionals who do not have the 3 (or 5) years of experience required for the PMP.
    • Requirements: No hands-on experience is required. All you need is 23 hours of training in project management.
    • Value: she Excellent starting point (Stepping Stone.) Prove to employers that you are serious about your project management career and understand the basics. If you're not yet PMP-qualified, start with CAPM.
  • PMP (Project Management Professional) certification:
    • Target audience: Experienced project managers who lead and direct projects.
    • Value: It is the gold standard for leaders. It opens the doors to higher positions and higher salaries.

PMP or Prince2, which is more sought after by companies in Saudi Arabia?

  • Prince2 certification (Projects in Controlled Environments):
    • Original: from the United Kingdom (UK) and is very popular in Europe, Britain, Australia, and in some government sectors.
    • Focus: she "Methodology More than a "framework". It describes in detail "what to do, when to do it, and who decides". It focuses heavily on processes and governance.
  • PMP certificate:
    • Original: (PMI), the strongest in the world.
    • Focus: she "Framework & Body of Knowledge. It gives you the tools and knowledge to choose the right methodology (whether Agile or Waterfall), and emphasizes the role and skills of the project manager.

The final verdict for the Saudi market:

In Saudi Arabia, the PMP certification is overwhelmingly dominant, especially in the private sector, oil and gas, construction, IT, banking, and most major consulting firms (American and multinational).

You may find Prince2 in demand in some UK-linked government agencies or European consultants, but PMP gives you much wider acceptance and unparalleled career mobility within the Kingdom and the Gulf in general.

[PMP, CAPM and Prince2 comparison]

FeaturePMP certificateCAPM certificatePrince2 Foundation/Practitioner certification
DonorPMI (US)PMI (US)PeopleCert/Axelos (UK)
Target audienceExperienced project managers (3-5 years)Beginners and recent graduatesAll levels of project managers (especially in government/European environments)
Experience requirements3-5 years Practical experienceThere are no Experience requiredThere are no (Foundation)
Primary focusFramework and skills (what you need to know)Basic knowledge and terminologyMethodology and processes (what to do)
Admission in Saudi ArabiaHighest and Most Wanted (Gold Standard)Good as a starting point (Assistant Project Manager)Accepted in specific industries (much less common than PMP)

How to renew your PMP certification: Requirements for maintaining certification

Obtaining a PMP is a major accomplishment, but maintaining it requires a commitment to "Continuing Professional Development". Your certificate is valid for Three yearsTo renew it, you have to prove that you've kept up with developments in your field.

What Professional Development Units (PDUs) are required for PMP renewal?

To renew your certificate, you must collect 60 Professional Development Units (PDUs) Every three years.

  • What is PDU? Simply put. 1 PDU = 1 hour I spent it learning, teaching, or volunteering in the field of project management.
  • The Talent Triangle system: PMI requires you to have these hours distributed at a minimum across the three areas:
    • 8 PDUs At least a degree in Technical Project Management.
    • 8 PDUs At least in Leadership.
    • 8 PDUs At least in (Strategic and Business - Strategic and Business).
  • The remaining 24 PDUs can be from any of the three categories.
  • In addition, there are two main categories for collecting 60 PDUs:
    1. Education: You must earn a minimum of 35 PDUs from here (e.g. attending courses, seminars, reading books).
    2. Giving Back: You can get a maximum of 25 PDUs from here (e.g. practicing your work as a project manager, volunteering, writing articles).

The fastest and easiest ways to collect the required 60 PDUs within 3 years

Collecting 60 PDUs is easier than you might imagine if you spread them out (20 PDUs per year). Here are the best ways:

  1. Working as a Practitioner:
    • This is the easiest way. You can record 8 PDUs Automatically in each renewal cycle once you prove that you have worked as a project manager for the past three years. (falls under the Giving Back category).
  2. PMI Webinars:
    • If you're a PMI member, you can access hundreds of recorded webinars for free on ProjectManagement.com. Every hour you watch = 1 PDU. This is the fastest way to accumulate the most "education" units.
  3. Reading:
    • You can score PDUs for reading specialized books on project management or leadership.
  4. Online Courses:
    • Any course you take on platforms like LinkedIn Learning, Coursera, or Udemy on topics related to leadership, strategy, or project management tools (e.g. MS Project, Jira) can count.
  5. Attend PMI chapter events in Saudi Arabia:
    • PMI has an active chapter in the Kingdom (PMI-KSA Chapter). Attending their events (both virtual and in-person) gives you PDUs and allows you to build a strong network.

Top Frequently Asked Questions about PMP Certification in Saudi Arabia

We've covered a lot, but you're bound to have more questions. Here are quick answers to the most common queries in Saudi Arabia.

[よくある質問(FAQ)を挿入]

Is the PMP exam available in Arabic at Saudi testing centers?

Yes, of course. PMI offers the test in several languages, including Arabic.

When booking the test, you can choose Arabic Language Aid.

  • How does it work? The main question will be in English (the official language of the test), and there will be a button below the question that allows you to view the authorized Arabic translation of the same question.
  • Tip: Even if you are going to rely on Arabic help, it is essential that you Teaches English vocabulary (e.g. Scope, Risk, Stakeholder), because sometimes the translation can be literal and not reflect the exact meaning in the context of project management, and most of the sources and test simulators are in English.

How many hours of study do you need to prepare for the PMP exam (realistic estimate)?

This varies greatly from person to person based on their previous experience, commitment to study, and familiarity with Agile methodologies.

  • General estimate: Most experts estimate that you need to 150 to 300 hours From the Focused Study After You have completed the course (35 hours).
  • Realistic timeframe: If you study 10-15 hours per week, you can be ready for the test in 3 to 4 months.
  • condenser: Some people prefer Bootcamps and study daily to be able to take the test in 4-6 weeks, but this requires almost complete dedication.

Best Accredited Training Centers (ATP) for PMP in Riyadh, Jeddah and Dammam

As an objective guide, we cannot recommend one particular training company, but we can guide you How to choose the best:

  1. Use the official tool: The best way is to go to PMI.org and use "ATP Finder.
  2. Look for the ATP badge: Make sure the position you choose has a badge (Authorized Training Partner). This ensures that they are using the official PMI material and that their trainers are certified to teach it.
  3. Read reviews and opinions: Look for reviews from previous trainees. Do they offer post-course support? Do they have a good test simulator?
  4. Compare coaches: The trainer is the most important success factor. Look for trainers who have real practical experience in the Saudi market, not just academic experience.
  5. Location: There are excellent ATP centers in all major cities such as Riyadh, Jeddah, and Dammam/Khobarmany of which offer interactive online courses that serve all parts of the Kingdom.

H2: A recap of your PMP journey: The next step in your career

We've come a long way with this comprehensive guide, and now you have a clear view of everything related to PMP certification in Saudi Arabia. Here's a summary of the most important points we've covered:

  • Strategic value: The PMP certification is the most sought-after professional credential in Saudi Arabia and is considered a true "passport" to participate in major projects related to Vision 2030 And Neom.
  • Clear requirements: To apply, you need either a bachelor's degree with 3 years (36 months) of experience, or a high school diploma/diploma with 5 years (60 months) of experience, as well as 35 hours Mandatory.
  • The nature of modern testing: The exam is no longer based on memorization, but on deep understanding and a "PMI mindset," with a tremendous focus up to 50% on Agile methodologies and hybrids.
  • A worthwhile investment: Despite the initial cost, earning a PMP certification is a surefire investment that directly contributes to Salary increase And open up unlimited career prospects in the Saudi market.

Thank you so much for your time and for making it to the end of this guide. We realize that the road to PMP certification requires commitment and effort, but it is undoubtedly one of the most important investments you can make in your career. We hope we have demystified this journey and provided you with the confidence and knowledge to take your first step.

A recap of your PMP journey: The next step in your career

We've come a long way with this comprehensive guide, and now you have a clear view of everything related to PMP certification in Saudi Arabia. Here's a summary of the most important points we've covered:

  • Strategic value: The PMP certification is the most sought-after professional credential in Saudi Arabia and is considered a true "passport" to participate in major projects related to Vision 2030 And Neom.
  • Clear requirements: To apply, you need either a bachelor's degree with 3 years (36 months) of experience, or a high school diploma/diploma with 5 years (60 months) of experience, as well as 35 hours Mandatory.
  • The nature of modern testing: The exam is no longer based on memorization, but on deep understanding and a "PMI mindset," with a tremendous focus up to 50% on Agile methodologies and hybrids.
  • A worthwhile investment: Despite the initial cost, earning a PMP certification is a surefire investment that directly contributes to Salary increase And open up unlimited career prospects in the Saudi market.

Thank you so much for your time and for making it to the end of this guide. We realize that the road to PMP certification requires commitment and effort, but it is undoubtedly one of the most important investments you can make in your career. We hope we have demystified this journey and provided you with the confidence and knowledge to take your first step.

Disclaimer

Sources of information and purpose of the content

This content has been prepared based on a comprehensive analysis of global and local market data in the fields of economics, financial technology (FinTech), artificial intelligence (AI), data analytics, and insurance. The purpose of this content is to provide educational information only. To ensure maximum comprehensiveness and impartiality, we rely on authoritative sources in the following areas:

  • Analysis of the global economy and financial markets: Reports from major financial institutions (such as the International Monetary Fund and the World Bank), central bank statements (such as the US Federal Reserve and the Saudi Central Bank), and publications of international securities regulators.
  • Fintech and AI: Research papers from leading academic institutions and technology companies, and reports that track innovations in blockchain and AI.
  • Market prices: Historical gold, currency and stock price data from major global exchanges. (Important note: All prices and numerical examples provided in the articles are for illustrative purposes and are based on historical data, not real-time data. The reader should verify current prices from reliable sources before making any decision.)
  • Islamic finance, takaful insurance, and zakat: Decisions from official Shari'ah bodies in Saudi Arabia and the GCC, as well as regulatory frameworks from local financial authorities and financial institutions (e.g. Basel framework).

Mandatory disclaimer (legal and statutory disclaimer)

All information, analysis and forecasts contained in this content, whether related to stocks (such as Tesla or NVIDIA), cryptocurrencies (such as Bitcoin), insurance, or personal finance, should in no way be considered investment, financial, legal or legitimate advice. These markets and products are subject to high volatility and significant risk.

The information contained in this content reflects the situation as of the date of publication or last update. Laws, regulations and market conditions may change frequently, and neither the authors nor the site administrators assume any obligation to update the content in the future.

So, please pay attention to the following points:

  • 1. regarding investment and financing: The reader should consult a qualified financial advisor before making any investment or financing decision.
  • 2. with respect to insurance and Sharia-compliant products: It is essential to ascertain the provisions and policies for your personal situation by consulting a trusted Sharia or legal authority (such as a mufti, lawyer or qualified insurance advisor).

Neither the authors nor the website operators assume any liability for any losses or damages that may result from reliance on this content. The final decision and any consequent liability rests solely with the reader